INVESTOR PROFILE QUESTIONNAIRE

For a no-cost, no-obligation asset allocation report, please complete this form on-line or by printing out a copy of the form.  All questions must be completed to receive a report.  Instructions regarding receiving a report from Saratoga are detailed at the end of this form.  Please read our Privacy Policy at the end of this form prior to submitting the questionnaire to us.  If you need assistance with this form, please call Saratoga Capital Management at (800) 807-3863.

In order for your Financial Advisor to develop the proper investment recommendations for you, please provide the following important information:
  1. Client Name:

Address:

Phone Number:

              E-Mail Address:
            
  1. Date of birth (mm/dd/yy):
  1. Soc. Security or Tax ID No. (optional):
  1. Financial Advisor's Name (if any):

Financial Advisor's Firm and Branch Office:

Financial Advisor's Phone Number:

                     
  1. Account No. (if any):
  1. What is the approximate value of your total investment assets including CDs, bank accounts, mutual funds and other securities?
    $
  1. Of your total investment assets above, what dollar amount is currently available for investment?
    $
Please answer the following questions with regard to only the assets currently available for investment.  You must answer all of the following questions to receive a no-cost, no obligation asset allocation report. 
  1. In how many years do you expect to need access to your funds?  For example, if you are using the funds toward your retirement, in how many years do you plan to retire?
    1 to less than 3 Years
    3 to less than 5 Years
    5 Years or more
  1. Do you wish to receive current income (interest plus dividends) of more than 3% per year from this portfolio?
    Yes
    No
  1. Please describe your attitude toward the investment of this portfolio by checking the most appropriate number below.  The higher the number checked, the more aggressive you consider yourself to be.
1 2 3 4 5 6 7 8 9

More Conservative

Moderate

More Aggressive

  1. Please select the most accurate description of your primary investment objective for this portfolio.
    A. Income:   primary objective is current income with an emphasis on safety of principal.
    B. Income with Growth:   primary objective is current income with some growth of capital.
    C. Growth and Income:   primary objective is balanced between current income and growth of capital.
    D. Growth:   primary objective is growth of capital with some current income.
    E. Maximum Growth:   primary objective is growth of capital without regard to current income.
  1. Please select the hypothetical portfolio with the five-year investment performance that best reflects your preference for your portfolio.
Year 1 2 3 4 5 5 Year Average
A. +4% +12% +9% -1% +11% +7%
B. -4% +27% +21% -6% +17% +11%
C. -15% +33% +41% -9% +30% +16%
Your level of comfort with various investment returns is important.  Historically, the more volatile the portfolio (a greater range of potential returns), the higher the average return has been.   Of course, there is no assurance that this will remain true in the future.   Therefore, you must balance your investment goals with your tolerance for risk and ability to accept and sustain a loss.  Please remember that the table shown above is a hypothetical illustration of various potential annual returns.  It does not represent in any way the past or future performance of any investment program or portfolio.
  1. If our evaluation suggests that investments in equity sectors such as Health & Biotechnology, Technology & Communications, Financial Services and Energy & Basic Materials are suitable for your portfolio, do you wish to have a portion of your assets invested in these markets?
    Yes
    No
If your are completing this questionnaire for an IRA or other retirement plan, please check here: 
  1. For your fixed income investments, please indicate below whether you wish to primarily use taxable or federally non-taxable (municipal) securities.   If instead, you prefer to invest primarily in equity portfolios only, leave the Taxable and Federally Non-taxable boxes blank and select the Primarily Equities Only box below.
    Taxable
    Federally Non-Taxable
    Primarily Equities Only

Thank you for your proposal request.

If you would like to erase all of the answers above, please click on the reset button below.  Please read our Privacy Policy at the end of this form prior to submitting it to us.  To automatically submit your completed questionnaire to Saratoga, please click on the submit button below.   Finally, you may submit your completed questionnaire to Saratoga via fax by printing out the questionnaire and faxing it to (734) 213-3739.  Saratoga works with various independent investment professionals.  One of these investment professionals may contact you to discuss your asset allocation report.

Privacy Policy for The Saratoga Advantage Trust

The Saratoga Advantage Trust ("Saratoga") respects your right to privacy.  We also know that you expect us to conduct and process your business in an accurate and efficient manner.  To do so, we must collect and maintain certain nonpublic personal information about you.  This is the information we collect from you on applications or other forms, from your activities on our website, and from the transactions you make with us, our affiliates, or third parties.  We do not disclose any nonpublic personal information about you or any of our former customers to anyone, except as permitted by law.  Specifically, so that we may continue to offer you investment products and services to help you meet your investing needs, and to effect transactions that you request or authorize, we may disclose the nonpublic personal information we collect to companies that perform services on our behalf, such as Saratoga's transfer agent, or printers and mailers that assist us in the distribution of investor materials.  These companies are instructed to use this information only for the services for which we hired them and are not permitted to use or share this information for any other purpose.  To protect your nonpublic personal information internally, we permit access only by authorized employees and maintain physical, electronic and procedural safeguards to guard your nonpublic personal information.