Saratoga US Government Money Market Fund

Fund Facts

Inception

September 1, 1994

Fund Type

Fixed Income

  • SGMXX

  • SGAXX

  • SZCXX

Institutional Advisor

Saratoga Capital Management, LLC

About Saratoga

Saratoga Capital Management, LLC is a Securities and Exchange Commission registered investment advisor specializing in asset allocation strategies and the evaluation of institutional money managers.  Saratoga is a Delaware limited liability company that was founded on May 10, 1994.  The firm is headquartered in Phoenix, Arizona.  The senior executives of Saratoga have extensive experience in a broad array of financial arenas.  Saratoga currently provides its asset allocation and institutional money management services to investment firms located across the United States.  Saratoga delivers its services through the mutual fund family that it manages, The Saratoga Advantage Trust.

Investment Style

Saratoga Capital Management, LLC believes that asset allocation strategies should change when the economy experiences major changes.  As the economy moves between phases such as full-growth, slow-growth, recession and emerging, Saratoga considers changes to its asset allocation strategies.  This brand of asset allocation is referred to as Dynamic Asset Allocation.  Dynamic Asset Allocation recognizes that the overall economy is fluid, and is comprised of numerous economic sectors.  Saratoga regularly evaluates how individual economic sectors are effecting the general economy in order to develop our asset allocation parameters.  After these parameters are established, Saratoga combines them with a range of investor preferences to develop our set of asset allocation models.

To learn more about Saratoga's dynamic asset allocation process, click here.

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time. All fixed-income securities are subject to two types of risk: credit risk and interest rate risk. Credit risk refers to the possibility that the issuer of a security will be unable to make interest payments and/or repay the principal on its debt. Interest rate risk refers to fluctuations in the value of a fixed-income security resulting from changes in the general level of interest rates.